IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket.

Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $2 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $1 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.

IMPORTANT: If you depart from the IUPAT, opt out of paying dues, or retire, you must notify the IUPAT VIP Customer Service Center at (224) 357-7880. Not doing so within 90 days could delay or negate your eligibility for a refund.

We encourage Members to thoroughly review the complete policy booklet. Email info@unionone.com to request a copy.

This program is administered by Union One Benefits Administration.

This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The Union does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan. Furthermore, the Union receives no financial or other consideration in connection with the administration or promotion of this program.

For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

For Life: You have 31 days to notify Union One of your retirement if you wish to port or convert your Life Insurance.

Group Insurance coverages are issued by Metropolitan Life Insurance Company (MetLife). All Rights Reserved. METLIFE, and the METLIFE Logo are trademarks of MetLife.